FAQ: Add ecommerce to your site with Paypal.com
You can use Paypal.com to do credit card transactions. It's the cheapest and easiest secure credit card transaction system I've found.
Other secured credit card systems require that you get an online merchant account ($600/yr), buy a shopping cart system (another $600,) and so on. To set up a simple credit card processing system, you'll pay about $1,600 for the first year and about $1,200 each year afterwards. With Paypal.com, it's free to set up, very easy to edit, and the costs are low.
If you're not registered at Paypal, it'll walk you through a registration process where you add your credit card. Only Paypal can see the credit card. I won't have that information. It's a secure transaction.
Here's the HTML code behind the button:
<FORM ACTION="https://www.paypal.com/cgi-bin/webscr" METHOD="POST"> <INPUT TYPE="hidden" NAME="cmd" VALUE="_xclick"> <INPUT TYPE="hidden" NAME="business" VALUE="firstname.lastname@example.org"> <!-- This redirects the customer. Add a thankyou page, etc. --> <INPUT TYPE="hidden" NAME="return" VALUE="http://www.andreas.com/faq-paypalthanks.html"> <!-- Add a name for the transaction. --> <INPUT TYPE="hidden" NAME="item_name" VALUE="Testing paypal.com"> <!-- At value, you can edit this to any amount. --> <INPUT TYPE="hidden" NAME="amount" VALUE="1.00"> <!-- At image source (SRC), you can use Paypal's button or you can make your own and direct this to your button. --> <INPUT TYPE="image" SRC="http://images.paypal.com/images/x-click-but5.gif" NAME="submit" ALT="Make payments with PayPal!"> </FORM>
(Note: Don't copy this code and use it at your website. Your money will be sent to me. You also can't just insert your own email. That won't work. Go to Paypal and create your own account. It will give you your own code.)
To change prices, just edit the amount value. Change this to $1.27, $400.00, or whatever you like.
This means that you can just copy your code, edit the prices and description, and create as many buttons as you like, each with a different price. You can create two buttons for a product, without sales tax and with sales tax.
You can also design your own pay buttons.
It's very easy to set up the account and add the HTML. If you have just casual experience with HTML (you can create a simple page by hand,) then you can do this.
When you finish the transaction, I get an email that a transaction has occurred. The money is added to my Paypal account. At any time, I can visit my Paypal account web page and click on a button to transfer the money into my bank account.
Paypal is not perfect. There have been problems for some users. It is used widely at eBay and other auction sites, and that means abuse and fraud by a few users. If a customer complains, the account will be frozen until Paypal.com investigates. This means if you are doing transactions and someone complains (legitimately or not,) the account (and money) will be frozen. So don't let too much money pile up in your Paypal account. However, to be fair, tens of millions of people use this, and there are always a few problems. The same thing will happen if you use a $1,600/year credit card transaction service; they too will freeze an account if there are reports of problems. It seems to me to be no worse than other credit card transaction systems.
There's many ways to use Paypal....
Visit Paypal's list of stores and see how others are using Paypal.comments powered by Disqus